Primarily positioned as a solar sales enablement and conversion tool for installers and solar retailers, Sunshine Guarantee helps address one of the biggest consumer objections during the sales process - uncertainty around weather and long-term solar ROI. Bundled integration: Solar installers can embed the Sunshine Guarantee directly into their existing sales journey, including the insurance cost in the overall installation package. Standalone offering: Alternatively, the guarantee can be unbundled and sold to customers as a separate, independent addition.

No hardware required. The Sunshine Guarantee is a entirely remote product. We only need the installation address to monitor solar irradiation via third-party satellite data.

The onboarding experience is designed to be completely seamless and friction-free. To activate coverage, we only require three pieces of information: the installation address, the system specifications, and the homeowner's email address. Once these details are submitted, Exante automatically provisions the policy and issues an email to the homeowner with access to a dedicated web dashboard. Through this portal, homeowners can view and track: Coverage status: Active policy terms and duration. Monitoring status: Real-time verification that the site is being tracked. Site-specific sunlight data: Hyper-local solar irradiation monitoring. Policy details: Transparent terms and documentation. Payouts: Real-time eligibility updates and historical payout data.

The Sunshine Guarantee uses a fully automated parametric model. The platform continuously monitors hyper-local solar radiation and sunlight exposure at each insured installation using satellite-based weather and irradiance data. What triggers a payout: At the end of the 12-month coverage period, actual solar radiation performance is compared against the expected norm for that location and system profile. How you get paid: If solar radiation falls below the predefined threshold, triggering an energy production shortfall, the customer automatically receives a payout directly via a virtual payment card. No claims submission or manual assessment is required.

None. There is no ongoing responsibility or liability for you. Once the system is registered, the entire risk is transferred away from your business. No claims management: You do not have to assess claims, validate weather events, or deal with paperwork. No payout hassle: The entire process—from monitoring the sunlight to sending the funds—is handled automatically by our platform. Your only job is to offer the guarantee. We handle everything else.

The Sunshine Guarantee is designed to accelerate your sales journey while adding zero operational complexity to your business. The primary benefits include: Higher conversion rates: Overcome the number one objection from hesitant buyers—weather uncertainty. Guaranteeing their financial return makes the decision to go solar an easy one. Complete differentiation: Stand out in a crowded market by offering a unique, tech-forward assurance that standard hardware warranties cannot match. Increased order value: Seamlessly bundle the guarantee into your premium installation packages to increase your margins and overall deal size. Zero operational drag: The product requires no hardware installation, no claims management, and no ongoing administrative upkeep from your team. We handle 100% of the monitoring and automated payouts. Enhanced customer loyalty: When a poor weather year triggers an automatic payout, your customer receives a positive financial experience tied directly to your brand, driving referrals and future business.