Peace of Mind
Delivered
Predictive Parametric Insurance solutions that pay claims before loss occurs, so the policy holder is never out of pocket.
01
Hurricane Cover
We pay a lump sum up to 72 hours before landfall to help you prepare or evacuate.
02
Flight Cover
We can anticipate when you will be delayed and re-route so you arrive on time.
03
Pandemic Cover
In the Post Covid world pandemic sensitivity will be greater. We can cover early mitigation.
04
Gig
Cover
We can cover gig economy workers for any business interruption,regardless of cause.
What is Predictive Parametric?
-
Predictive Parametric insurance pays a lump sum to a policy holder in anticipation of a loss.
-
We invented predictive parametric to help when;
-
A loss is predictable
-
We can measure the predictability
-
Payout will help mitigate or avoid that loss
-
This can be applied to natural disasters, travel insurance and business interruption.
The Exante
Card
-
The Exante card is a plastic contactless prepaid card issued with every Exante policy.
-
The card guarantees instant payment.
-
The digital wallet allows us to automate large parts of the compliance function, reducing friction for the policy holder.
-
Cards are fully customisable for group policies and schemes.
User Experience
Exante products are all built to have frictionless onboarding, easy to read terms and conditions and ask the
fewest possible questions.
Act Fast
When your safety or livelihood is at
risk you act quickly. Your insurance company should do that too. 57%
of Americans can’t afford a $500 emergency and that limits their
options when faced with danger.
Exante removes those limits.
Why Hurricane
Cover?
-
Insurance is too slow, too expensive for Florida
-
57% Of Americans can’t afford $500 Emergency
-
Florida median income dropped 12 pts since ’07
-
Evacuation costs $650 dollars on average
-
45% of Florida households “working poor”
-
Hurricanes becoming more powerful + more frequent
How does it work?
Whenever there is a 30% chance of a category 3 hurricane passing your home within 3 days we pay you $1,000. No catch. We help you make the best decisions for your home and family.
Customer
Onboarding
-
Employer gives employee unique referral code.
-
Price quoted based on single question (Zipcode).
-
Detail questions by proprietary chat bot (Sally).
-
Dashboard shows card balance and current risk.
-
If the NHC predicts a >30% chance of a hurricane hitting the customer Zip code, the trigger is met.
-
The policy holder’s card is instantaneously credited.
Where is it available?
Exante Hurricane Cover is preparing for a limited trial in Florida in 2020 and a wider Florida launch in 2021.
More Services
Contact