Approved Merchants

The Exante card can be used to purchase goods and services from a variety of merchants just like any other debit, credit, or gift card. However, because the Exante card is issued for preparation, evacuation and recovery of tropical storms, we have to make sure that only these types of purchases can be made. 

We use the Traffic Light System for categorizing merchants where the Exante can and cannot be used. Under the Traffic Light System, merchants can be Green Light, Amber Light, or Red Light

Purchases made with Green Light merchants will always be approved if there are sufficient funds on your Exante card. Green Light purchases do not require a receipt to be uploaded. However, we recommend keeping your receipts anyway.

Purchases made with Amber Light merchants will be approved if there are sufficient funds on your Exante card, but you are required to upload a clear, legible photo of the receipt including all line items, prices, sub-totals, and totals. 

Purchases made with Red Light merchants will NOT be approved. Attempting to use the Exante card with a Red merchant will result in the card being declined at the point of sale. 

Green Light Merchants

We allow purchases with Green Light Merchants because the merchant category is broadly accepted to be related to preparation, evacuation, and recovery. 

The following is a list of Green Light Merchant categories:

  • Airlines
    (Note: Most airlines are treated individually by payment networks.)

  • Auto Body Repair Shops

  • Automated Fuel Dispensers

  • Automotive Parts and Accessories Stores

  • Automotive Tire Stores

  • Bakeries

  • Bus Lines

  • Candy, Nut, and Confectionery Stores

  • Car Rental Agencies
    (Note: Most car rental agencies are treated individually by payment networks.)

  • Carpentry Contractors

  • Carpet/Upholstery Cleaning

  • Commuter Transport, Ferries

  • Doctors

  • Drug Stores and Pharmacies

  • Dry Cleaners

  • Eating Places, Restaurants

  • Fast Food Restaurants

  • Fuel Dealers (Non Automotive)

  • Hotels, Motels, and Resorts
    (Note: Hotels and resorts with casinos may be Amber Light merchants due to gambling)

  • Metal Service Centers

  • Miscellaneous Food Stores - Convenience Stores and Specialty Markets

  • Parking Lots, Garages

  • Passenger Railways

  • Petroleum and Petroleum Products

  • Public Warehousing and Storage - Farm Products, Refrigerated Goods, Household Goods, and Storage

  • Railroads

  • Service Stations 

  • Taxicabs/Limousines

  • Tent and Awning Shops

  • Tolls/Bridge Fees

  • Towing Services

  • Trailer Parks, Campgrounds

  • Transportation Services (Not Elsewhere Classified)

  • Travel Agencies, Tour Operators

  • Truck Stop

Amber Light Merchants

We allow purchases from Amber Light merchants because the goods and services they provide are likely to be related to preparation, evacuation, and recovery. However, these merchants may also provide unrelated goods and services. As a policy holder, you agree to use your Exante card for preparation, evacuation, and recovery only. Purchases from Amber Light merchants will require a receipt. Receipts may be audited to ensure purchases comply with policy documents.

The following is a list of Amber Light Merchant categories:

  • Auto and Home Supply Stores

  • Auto Paint Shops

  • Auto Service Shops

  • Car and Truck Dealers (New & Used) Sales, Service, Repairs Parts and Leasing

  • Car and Truck Dealers (Used Only) Sales, Service, Repairs Parts and Leasing

  • Department Stores

  • Discount Stores

  • Drinking Places

  • Durable Goods (Not Elsewhere Classified)

  • Duty Free Stores

  • Electrical Contractors

  • Equipment Rental

  • Family Clothing Stores

  • Furniture, Home Furnishings, and Equipment Stores, Except Appliances

  • General Contractors

  • Grocery Stores, Supermarkets

  • Hardware Stores

  • Hardware, Equipment, and Supplies

  • Heating, Plumbing, A/C

  • Home Supply Warehouse Stores

  • Landscaping Services

  • Laundries

  • Laundry, Cleaning Services

  • Lumber, Building Materials Stores

  • Masonry, Stonework, and Plaster

  • Medical Services 

  • Miscellaneous Repair Shops

  • Miscellaneous Specialty Retail

  • Motor Vehicle Supplies and New Parts

  • Piece Goods, Notions, and Other Dry Goods

  • Plumbing, Heating Equipment, and Supplies

  • Special Trade Contractors

  • Variety Stores

  • Wholesale Clubs

Red Light Merchants

We do NOT allow purchases from Red Light merchants because the goods and services they provide are not related to preparation, evacuation, and recovery and may be illegal in your state or otherwise restricted. 

The following is a list of Red Light Merchant categories:

  • A/C, Refrigeration Repair

  • Accounting/Bookkeeping Services

  • Advertising Services

  • Agricultural Cooperative

  • Amusement Parks/Carnivals

  • Antique Reproductions

  • Antique Shops

  • Aquariums

  • Architectural/Surveying Services

  • Art Dealers and Galleries

  • Artist’s Supply and Craft Shops

  • Automobile Associations

  • Babysitting Services

  • Bail and Bond Payments

  • Bands, Orchestras

  • Barber and Beauty Shops

  • Betting/Casino Gambling

  • Bicycle Shops

  • Billiard/Pool Establishments

  • Boat Dealers

  • Boat Rentals and Leases

  • Book Stores

  • Books, Periodicals, and Newspapers

  • Bowling Alleys

  • Business/Secretarial Schools

  • Buying/Shopping Services

  • Cable, Satellite, and Other Pay Television and Radio

  • Camera and Photographic Supply Stores

  • Car Washes

  • Caterers

  • Charitable and Social Service Organizations

  • Chemicals and Allied Products

  • Child Care Services

  • Children’s and Infant’s Wear Stores

  • Chiropodists, Podiatrists

  • Chiropractors

  • Cigar Stores and Stands

  • Civic, Social, Fraternal Associations

  • Cleaning and Maintenance

  • Clothing Rental 

  • Colleges, Universities

  • Commercial Equipment (Not Elsewhere Classified)

  • Commercial Footwear

  • Commercial Photography, Art and Graphics

  • Commuter Transport, Ferries

  • Computer Network Services

  • Computer Programming

  • Computer Repair

  • Computer Software Stores

  • Computers, Peripherals, and Software

  • Concrete Work Contractors

  • Construction Materials (Not Elsewhere Classified)

  • Consulting, Public Relations

  • Correspondence Schools

  • Cosmetic Stores

  • Counseling Services

  • Country Clubs

  • Courier Services 

  • Court Costs, Including Alimony and Child Support - Courts of Law

  • Credit Reporting Agencies

  • Cruise Lines

  • Dairy Products Stores

  • Dance Hall, Studios, Schools

  • Dating/Escort Services

  • Debt Collection Agencies

  • Dentists, Orthodontists

  • Detective Agencies

  • Digital Goods Media: Books, Movies, Music

  • Digital Goods: Applications Excluding Games

  • Digital Goods: Games

  • Direct Marketing 

  • Door-To-Door Sales

  • Drapery, Window Covering, and Upholstery Stores

  • Drinking Places

  • Drugs, Drug Proprietaries, and Druggist Sundries

  • Dry Cleaners

  • Educational Services 

  • Electric Razor Stores

  • Electrical Contractors

  • Electrical Parts and Equipment

  • Electronics Repair Shops

  • Electronics Stores

  • Elementary, Secondary Schools

  • Employment/Temp Agencies

  • Equipment Rental 

  • Escort Services

  • Express Payment Services - Motion Picture

  • Express Payment Services - Parking/Garage

  • Exterminating Services

  • Eyeglasses Stores or Optical Goods

  • Family Clothing Stores

  • Financial Institutions

  • Fines - Government Administrative Entities

  • Fireplace, Fireplace Screens, and Accessories Stores

  • Floor Covering Stores

  • Florists

  • Florists Supplies, Nursery Stock, and Flowers

  • Freezer and Locker Meat Provisioners

  • Fuel Dealers (Non Automotive)

  • Funeral Services, Crematories

  • Furniture Repair, Refinishing

  • Furriers and Fur Shops

  • Gambling

  • Gift, Card, Novelty, and Souvenir Shops

  • Glass, Paint, and Wallpaper Stores

  • Glassware, Crystal Stores

  • Golf Courses

  • Government Loan Payments

  • Government Services (Not Elsewhere Classified)

  • Government-owned Lotteries

  • Health and Beauty Spas

  • Hearing Aids Sales and Supplies

  • Heating, Plumbing, A/C

  • Hobby, Toy, and Game Shops

  • Hospitals

  • Household Appliance Stores

  • Industrial Supplies (Not Elsewhere Classified)

  • Information Retrieval Services

  • Insurance

  • Intra-Company Purchases

  • Jewelry Stores, Watches, Clocks, and Silverware Stores

  • Landscaping Services

  • Laundries 

  • Laundry, Cleaning Services

  • Legal Services, Attorneys

  • Luggage and Leather Goods Stores

  • Mail Order Houses Incl. Catalog Order Stores Book/Record Club

  • Manual Cash Disburse

  • Marinas, Service and Supplies

  • Massage Parlors

  • Medical and Dental Labs

  • Medical, Dental, Ophthalmic, and Hospital Equipment and Supplies

  • Membership Organizations

  • Men’s and Boy’s Clothing and Accessories Stores

  • Men’s, Women’s Clothing Stores

  • Miscellaneous Apparel and Accessory Shops

  • Miscellaneous Auto Dealers 

  • Miscellaneous Business Services 

  • Miscellaneous General Merchandise

  • Miscellaneous General Services

  • Miscellaneous Home Furnishing Specialty Stores

  • Miscellaneous Publishing and Printing

  • Miscellaneous Recreation Services

  • Mobile Home Dealers

  • Motion Picture Theaters

  • Motor Freight Carriers and Trucking - Local and Long Distance, Moving and Storage Companies, and Local Delivery Services

  • Motor Homes Dealers

  • Motorcycle Shops and Dealers

  • Motorcycle Shops, Dealers

  • Music Stores-Musical Instruments, Pianos, and Sheet Music

  • Helicopters

  • News Dealers and Newsstands

  • Money Orders

  • Nondurable Goods (Not Elsewhere Classified)

  • Nurseries, Lawn and Garden Supply Stores

  • Nursing/Personal Care 

  • Office and Commercial Furniture

  • Opticians, Eyeglasses

  • Optometrists, Ophthalmologist

  • Orthopedic Goods - Prosthetic Devices

  • Osteopaths

  • Package Stores-Beer, Wine, and Liquor

  • Paints, Varnishes, and Supplies

  • Pawn Shops

  • Pet Shops, Pet Food, and Supplies

  • Photo Developing

  • Photocopying and Blueprinting Services

  • Photographic Studios

  • Photographic, Photocopy, Microfilm Equipment, and Supplies

  • Picture/Video Production

  • Political Organizations

  • Postal Services

  • Precious Stones and Metals, Watches and Jewelry

  • Professional Services

  • Real Estate Agents and Managers

  • Record Stores

  • Recreational Vehicle Rentals

  • Religious Goods Stores

  • Religious Organizations

  • Roofing/Siding, Sheet Metal

  • Savings Bonds

  • Secretarial Support Services

  • Security Brokers/Dealers

  • Sewing, Needlework, Fabric, and Piece Goods Stores

  • Shoe Repair/Hat Cleaning

  • Shoe Stores

  • Small Appliance Repair

  • Snowmobile Dealers

  • Specialty Cleaning

  • Sporting Goods Stores

  • Sporting/Recreation Camps

  • Sports and Riding Apparel Stores

  • Sports Clubs/Fields

  • Stamp and Coin Stores

  • Stationary, Office Supplies, Printing and Writing Paper

  • Stationery Stores, Office, and School Supply Stores

  • Swimming Pools Sales

  • Tailors, Alterations

  • Tax Payments

  • Tax Preparation Services

  • Telecommunication Equipment and Telephone Sales

  • Telecommunication Services

  • Telegraph Services

  • Testing Laboratories

  • Theatrical Ticket Agencies

  • Timeshares

  • Tire Retreading and Repair

  • Tourist Attractions and Exhibits

  • Truck/Utility Trailer Rentals

  • Typesetting, Plate Making, and Related Services

  • Typewriter Stores

  • U.S. Federal Government Agencies or Departments

  • Uniforms, Commercial Clothing

  • Used Merchandise and Secondhand Stores

  • Utilities 

  • Veterinary Services

  • Video Amusement Game Supplies

  • Video Game Arcades

  • Video Tape Rental Stores

  • Vocational/Trade Schools

  • Watch/Jewelry Repair

  • Welding Repair

  • Wig and Toupee Stores

  • Wires, Money Orders

  • Women’s Accessory and Specialty Shops

  • Women’s Ready-To-Wear Stores

  • Wrecking and Salvage Yards